What Your Insurance Company Doesn’t Tell You

When your vehicle is declared a total loss by insurance, it’s easy to assume the car is now worthless. But if you’re driving a newer-model car, truck, van, or SUV, the truth is very different: a “total loss” doesn’t mean “low value.” In fact, many late model wrecked or non-running vehicles still bring in thousands more when sold through a specialized damaged vehicle buyer like DamageMAX.
Insurance companies total vehicles based on repair costs and not market value. Repairs only need to exceed a percentage of the car’s worth for the insurer to total it out. That means your vehicle may still be incredibly valuable, even if it’s not driveable.
Why Total Loss Vehicles Still Bring Strong Cash Offers
Late model vehicles (2017–2025) hold exceptional value in the resale market. Demand is still high for these vehicles, even when wrecked, non-running, or structurally damaged. The key is selling to the right buyer, especially one who specializes in damaged vehicles and understands the real value behind them.
Traditional options rarely pay what your wrecked vehicle is worth:
- Dealerships offer extremely low trade-ins.
- Scrap yards only pay by weight.
- Private buyers avoid damaged cars entirely.
DamageMAX flips that script by paying top dollar for damaged, disabled, or total-loss vehicles as they sit.
Real DamageMAX Payouts (All Late-Model, All Wrecked or Non-Running)
Here are three fresh examples showing how much more drivers earn when they skip lowball offers and sell to DamageMAX:
1. 2022 Honda CR-V Touring — Hit Hard on Front End, Airbags Deployed, Non-Running
- Insurance valuation was low, and local buyers offered under $3,000.
- DamageMAX paid $6,850 within 24 hours.
2. 2018 Dodge Durango R/T — Rear-End Collision, No Power, Tow-Only Condition
- Dealership trade-in offer: $1,500.
- DamageMAX offer: $5,400 — nearly four times more.
3. 2020 Subaru Impreza — Flood Exposure, Wouldn’t Start, Interior Damage
- Seller was told the car was “worth nothing.”
- DamageMAX paid $4,750 and handled the pickup.
These numbers aren’t “best case scenarios”, they’re everyday examples of how late model damaged vehicles still generate serious payouts when sold through the right buyer.
Why Insurance Checks Aren’t the End
Many sellers assume the insurance payout is the final chapter. But you are legally entitled to sell your wrecked vehicle for its remaining value, even after a total loss settlement. Most people don’t realize how much additional money is still on the table.
Why DamageMAX Delivers the Highest Offers
DamageMAX specializes in late model damaged vehicles that are wrecked, engine-blown, transmission- failed, flood-affected, or fully non-running. We handle everything:
- Instant cash offer
- Fast payment (usually within 24 hours)
- Pickup or local drop-off options
- Nationwide coverage
- Zero repairs needed, zero pressure
When you want maximum value, you don’t fix anything, you don’t negotiate with buyers, and you don’t wait. Go straight to DamageMAX.com!
